Custom Car Insurance. It doesn’t matter if you’re into import tuners, classic vintage, or American muscle, adequate insurance coverage is something you cannot do without. As the owner of a modified vehicle you are faced with unique circumstances that other people never have to consider. For this reason, obtaining a custom car insurance policy is practically a necessity.

Most modified car owners truly love their cars. This is not only due to the large sums of money that they spend, but also the incredible amount of time they put in to their vehicles. Insurance companies that specialize in modified vehicles know that they must take this attachment in to consideration when drafting a policy. This an accommodation that you are unlikely to find working with traditional insurance carriers.

Custom Car Insurance: The Value

Most insurance carriers base the value of a vehicle on its original condition. Modifications may be out of the scope of your policy, and there are usually limits on the coverage that insurance companies are willing to extend to aftermarket accessories. While mechanical and performance upgrades may not be covered by your policy, they can still cause your insurance premium to rise.